--- title: "Construction Subcontractor Agreement Template: Free Download (2026)" description: Free 2026 Construction Subcontractor Agreement Template. Includes scope, payment terms, insurance requirements, indemnification, flow-down clauses, and lien waivers. Download a copy-ready subcontract template for GCs. image: https://blog.tasktag.com/hubfs/1%20-%202026-05-11T214859.781.jpg --- [Skip to content](https://blog.tasktag.com/construction-subcontractor-agreement-template-2026#main-content) [![TaskTag logo](https://blog.tasktag.com/hubfs/tasktag-logo.svg)](https://www.tasktag.com) - [Features](https://tasktag.com/features/photo-documentation/) - [Pricing](https://tasktag.com/pricing) - [Compare](https://tasktag.com/compare/companycam/) - [Blog](https://blog.tasktag.com/) - [Resources](https://blog.tasktag.com/product) Open main navigation Close main navigation - [Features](https://tasktag.com/features/photo-documentation/) - [Pricing](https://tasktag.com/pricing) - [Compare](https://tasktag.com/compare/companycam/) - [Blog](https://blog.tasktag.com/) - [Resources](https://blog.tasktag.com/product) - [Start For Free](https://app.tasktag.com/register/signup-with-email?_gl=1*1ic34dn*_ga*MjU5NjU5OTI3LjE3NzM5Nzc1Nzg.*_ga_B535V4B5ZV*czE3NzczMzU3MjgkbzQkZzAkdDE3NzczMzU3MjgkajYwJGwwJGgw) [Start For Free](https://app.tasktag.com/register/signup-with-email?_gl=1*1ic34dn*_ga*MjU5NjU5OTI3LjE3NzM5Nzc1Nzg.*_ga_B535V4B5ZV*czE3NzczMzU3MjgkbzQkZzAkdDE3NzczMzU3MjgkajYwJGwwJGgw) May 12, 2026, 12:57:07 AM # Construction Subcontractor Agreement Template: Free Download (2026) [Olivia Reyes](https://blog.tasktag.com/author/olivia-reyes) Share: [facebook-f icon](http://www.facebook.com/share.php?u=https://blog.tasktag.com/construction-subcontractor-agreement-template-2026) [linkedin-in icon](http://www.linkedin.com/shareArticle?mini=true&url=https://blog.tasktag.com/construction-subcontractor-agreement-template-2026) [Twitter icon](https://twitter.com/intent/tweet?url=https://blog.tasktag.com/construction-subcontractor-agreement-template-2026) [pinterest-p icon](http://pinterest.com/pin/create/link/?url=https://blog.tasktag.com/construction-subcontractor-agreement-template-2026) [envelope icon](mailto:?body=https://blog.tasktag.com/construction-subcontractor-agreement-template-2026) **![Construction Subcontractor Agreement Template: Free Download (2026)](https://blog.tasktag.com/hs-fs/hubfs/1%20-%202026-05-11T214859.781.jpg?width=1620&height=1215&name=1%20-%202026-05-11T214859.781.jpg)** **60%+ of GC–sub disputes involve scope ambiguity, undefined payment terms, or missing insurance requirements** — all preventable with a written agreement (ASA, 2024). **Key Takeaways** - A sub agreement must cover: scope, payment, schedule, insurance, indemnification, change orders, and termination - [**Always require Additional Insured status**](https://tasktag.com/pricing) on the sub's GL policy — the single most important insurance clause - [**Flow-down clauses**](https://app.tasktag.com/register/signup-with-email) pass your prime contract obligations to subs — critical on commercial projects - The SOW is Exhibit A to the agreement — not a substitute for it ## **The 11 Clauses Every Sub Agreement Needs** **![The 11 Clauses Every Sub Agreement Needs](https://blog.tasktag.com/hs-fs/hubfs/1%20-%202026-05-11T214905.059.jpg?width=1620&height=1215&name=1%20-%202026-05-11T214905.059.jpg)** ### **1. Parties and Project Identification** Include sub's license number — contracting with an unlicensed sub can void your insurance and expose you to liability. ### **2. Scope of Work** Attach the full scope as [**Exhibit A**](https://blog.tasktag.com/). Body of agreement just references it: *"Subcontractor shall complete the Work described in Exhibit A. Work not in Exhibit A requires a written change order."* See our construction scope of work template. ### **3. Contract Price and Payment Terms** Subcontract Price: $\_\_\_\_\_\_\_\_\_\_\_ Payment Schedule: Mobilization: $\_\_\_\_\_ (upon execution) Progress Payment #1: $\_\_\_\_\_ (upon: \_\_\_\_\_\_\_\_\_) Progress Payment #2: $\_\_\_\_\_ (upon: \_\_\_\_\_\_\_\_\_) Final Payment: $\_\_\_\_\_ (upon acceptance) Timing: 10 days after Contractor receives Owner payment. Retainage: 10% withheld; released with final payment. **Pay-when-paid vs. pay-if-paid:** Pay-when-paid passes timing risk to the sub; pay-if-paid passes non-payment risk. Pay-if-paid is void in many states (CA, NY, others) — check your state before including it. ### **4. Project Schedule** Start/completion dates, coordination with master schedule, time is of the essence. Sub not liable for delays caused by GC, owner, or force majeure. ### **5. Change Orders** *"All scope changes require a written, signed change order before work proceeds. Verbal authorizations are not valid."* See our construction change order template. ### **6. Insurance Requirements** Commercial General Liability: Per occurrence: $1,000,000 | Aggregate: $2,000,000 \[GC name\] named as Additional Insured ← required Workers' Compensation: Statutory limits Employer's Liability: $500,000/accident Commercial Auto: $1,000,000 CSL Certificates required before mobilizing. ### **7. Indemnification** Sub indemnifies GC for claims arising from sub's negligent acts — excluding claims caused by GC's sole negligence. (Most states prohibit requiring a sub to cover the GC's own negligence.) ### **8. Lien Waivers** - Conditional waiver required [**with each pay application**](https://blog.tasktag.com/timesheets) - Unconditional waiver required **within 10 days of payment** - Conditional final waiver with final pay app; unconditional final upon payment See our construction lien waiver template. ### **9. Warranty and Defective Work** 1-year workmanship warranty from substantial completion. Defects corrected within 10 business days at no cost. If sub fails to correct, GC may back-charge. ### **10. Flow-Down Provisions** Sub is bound by all applicable prime contract terms. No direct claim against owner. GC's rights against sub are no less than owner's rights against GC for the same matter. ### **11. Termination** - **For cause:** material breach uncured after 10 days' notice — pay completed work only - **For convenience:** 7 days' notice — pay completed work, non-returnable materials, demobilization costs ## **Copy-Ready Template** SUBCONTRACTOR AGREEMENT Date: \_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_ Project: \_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_ Address: \_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_ Prime Contract Ref: \_\_\_\_\_\_\_\_\_\_ CONTRACTOR: \_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_ License #: \_\_\_\_\_\_\_\_ SUBCONTRACTOR: \_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_ License #: \_\_\_\_\_\_\_\_ ───────────────────────────────────────────────────────── 1. SCOPE OF WORK Per Exhibit A. All changes require written change order. 1. CONTRACT PRICE AND PAYMENT Subcontract Price: $\_\_\_\_\_\_\_\_\_\_\_ Mobilization: $\_\_\_\_\_ upon execution Progress #1: $\_\_\_\_\_ upon \_\_\_\_\_\_\_\_\_\_\_\_\_\_\_ Progress #2: $\_\_\_\_\_ upon \_\_\_\_\_\_\_\_\_\_\_\_\_\_\_ Final: $\_\_\_\_\_ upon acceptance + final lien waiver Payment: 10 days after GC receives Owner payment. Retainage: 10%; released with final payment. 1. SCHEDULE Start: \_\_\_\_\_\_\_\_\_\_\_ Completion: \_\_\_\_\_\_\_\_\_\_\_ Time is of the essence. 1. CHANGE ORDERS Written + signed before work proceeds. Cost plus \[\_\_\_\]%. 1. INSURANCE (required before mobilizing) CGL: $1M/$2M — GC named Additional Insured Workers' Comp: statutory | Auto: $1M CSL 1. INDEMNIFICATION Sub indemnifies GC for sub's negligent acts; excludes GC's sole negligence. 1. LIEN WAIVERS Conditional with each pay app. Unconditional within 10 days of payment. Final waivers at project close. 1. WARRANTY 1 year from substantial completion. Defects corrected within 10 business days at no cost to GC. 1. FLOW-DOWN Sub bound by applicable prime contract terms. No direct claim against Owner. 10. TERMINATION For cause: 10 days' notice; pay completed work only. For convenience: 7 days' notice; pay completed work + non-returnable materials + demobilization. 11. GOVERNING LAW: \[State\]. Disputes: mediation before litigation. EXHIBITS: A — Scope of Work | B — Schedule | C — Insurance ───────────────────────────────────────────────────────── Contractor: \_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_ Date: \_\_\_\_\_\_\_\_\_\_ Subcontractor: \_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_ Date: \_\_\_\_\_\_\_\_\_\_ ## **Insurance Verification Checklist** \[ \] Certificate of Insurance received \[ \] CGL per occurrence $1M minimum ✓ \[ \] CGL aggregate $2M minimum ✓ \[ \] GC named as Additional Insured ✓ \[ \] Workers' Comp — statutory limits ✓ \[ \] Auto — $1M CSL ✓ \[ \] Policies don't expire mid-project ✓ \[ \] Carrier AM Best A-VII or better ✓ Do not allow mobilization without verified certificate. Relevant Article:[Pressure Washing Contracts Template: A Practical, Copy‑Paste Agreement (With Clauses That Prevent Disputes)](https://blog.tasktag.com/pressure-washing-contract-template) ## **Trade-Specific Add-Ons** **![Trade-Specific Add-Ons](https://blog.tasktag.com/hs-fs/hubfs/1%20-%202026-05-11T214913.025.jpg?width=600&height=450&name=1%20-%202026-05-11T214913.025.jpg)** **Electrical / plumbing:** Sub pulls permits, schedules inspections. Work not covered until inspected and approved. **Roofing:** 10-year workmanship warranty; completed operations coverage for 3 years post-completion. **Concrete / foundation:** Compaction test reports required. Work not proceeding to next phase without GC approval of test results. **T&M subs:** Daily T&M tickets signed by GC field supervisor. Uncovered tickets not compensated. *Sources: American Subcontractors Association 2024 · AGC Subcontracting Best Practices 2024 · ConsensusDocs 750* ### Ready to explore how TaskTag can transform your construction projects?  Start your free trial today and see the difference!   [Start Using Tasktag](https://app.tasktag.com/register/signup-with-email)   [tasktag](https://blog.tasktag.com/tag/tasktag), [Construction Contractors](https://blog.tasktag.com/tag/construction-contractors), [subcontractor agreement](https://blog.tasktag.com/tag/subcontractor-agreement), [GC contract template](https://blog.tasktag.com/tag/gc-contract-template), [construction legal template](https://blog.tasktag.com/tag/construction-legal-template), [subcontractor agreement template](https://blog.tasktag.com/tag/subcontractor-agreement-template), [construction payment terms](https://blog.tasktag.com/tag/construction-payment-terms), [flow down clause](https://blog.tasktag.com/tag/flow-down-clause), [lien waiver](https://blog.tasktag.com/tag/lien-waiver), [construction insurance requirements](https://blog.tasktag.com/tag/construction-insurance-requirements) ## Related posts [![](https://blog.tasktag.com/hs-fs/hubfs/1%20-%202026-05-20T213108.393.jpg?height=200&name=1%20-%202026-05-20T213108.393.jpg)](https://blog.tasktag.com/construction-meeting-minutes-template-new-2026) [tasktag](https://blog.tasktag.com/tag/tasktag), [subcontractor meeting template](https://blog.tasktag.com/tag/subcontractor-meeting-template), [construction meeting minutes template](https://blog.tasktag.com/tag/construction-meeting-minutes-template), [construction site meeting minutes](https://blog.tasktag.com/tag/construction-site-meeting-minutes), [pre-construction meeting template](https://blog.tasktag.com/tag/pre-construction-meeting-template), [GC meeting minutes sample](https://blog.tasktag.com/tag/gc-meeting-minutes-sample), [change order documentation](https://blog.tasktag.com/tag/change-order-documentation), [owner meeting minutes construction](https://blog.tasktag.com/tag/owner-meeting-minutes-construction) ## [Construction Meeting Minutes Template: Owner, Subcontractor, and Site Meetings](https://blog.tasktag.com/construction-meeting-minutes-template-new-2026) [Olivia Reyes](https://blog.tasktag.com/author/olivia-reyes) May 21, 2026, 12:30:47 AM [Read more](https://blog.tasktag.com/construction-meeting-minutes-template-new-2026) [![](https://blog.tasktag.com/hs-fs/hubfs/3%20(17).jpg?height=200&name=3%20(17).jpg)](https://blog.tasktag.com/how-to-fire-a-subcontractor-notice-documentation-backcharges) [companycam alternatives](https://blog.tasktag.com/tag/companycam-alternatives), [tasktag](https://blog.tasktag.com/tag/tasktag), [Construction Photo Documentation Software](https://blog.tasktag.com/tag/construction-photo-documentation-software), [subcontractor termination](https://blog.tasktag.com/tag/subcontractor-termination), [construction contract management](https://blog.tasktag.com/tag/construction-contract-management) ## [How to Fire a Subcontractor: Notice, Documentation, and Back-Charges](https://blog.tasktag.com/how-to-fire-a-subcontractor-notice-documentation-backcharges) [Neil Lucas](https://blog.tasktag.com/author/neil-lucas) Jun 30, 2026, 8:07:49 PM [Read more](https://blog.tasktag.com/how-to-fire-a-subcontractor-notice-documentation-backcharges) [![Man using smartphone while sitting on couch with construction gear and tools in the background.](https://blog.tasktag.com/hs-fs/hubfs/5.png?height=200&name=5.png)](https://blog.tasktag.com/subcontractor-construction-jobs-guide) [subcontractor jobs](https://blog.tasktag.com/tag/subcontractor-jobs), [construction subcontractors](https://blog.tasktag.com/tag/construction-subcontractors), [how to find construction work](https://blog.tasktag.com/tag/how-to-find-construction-work), [organizing construction work](https://blog.tasktag.com/tag/organizing-construction-work), [subcontractor marketing tips](https://blog.tasktag.com/tag/subcontractor-marketing-tips), [construction job boards](https://blog.tasktag.com/tag/construction-job-boards), [general contractor relationships](https://blog.tasktag.com/tag/general-contractor-relationships), [subcontractor business growth](https://blog.tasktag.com/tag/subcontractor-business-growth), [tasktag for subcontractors](https://blog.tasktag.com/tag/tasktag-for-subcontractors) ## [How Subcontractors Find Construction Jobs (Guide)](https://blog.tasktag.com/subcontractor-construction-jobs-guide) [Olivia Reyes](https://blog.tasktag.com/author/olivia-reyes) Jan 7, 2026, 9:15:33 AM [Read more](https://blog.tasktag.com/subcontractor-construction-jobs-guide) - [Features](https://tasktag.com/features/photo-documentation/) - [Pricing](https://tasktag.com/pricing) - [Compare](https://tasktag.com/compare/companycam/) - [Blog](https://blog.tasktag.com) - [Resources](https://blog.tasktag.com/product) --- [![Logo-TaskTag-White 1](https://blog.tasktag.com/hs-fs/hubfs/Logo-TaskTag-White%201.png?width=200&height=88&name=Logo-TaskTag-White%201.png "Logo-TaskTag-White 1")](https://app.tasktag.com) [facebook-f icon](https://www.facebook.com/TaskTagApp/) [Follow us on LinkedIn](https://www.linkedin.com/company/tasktagapp/) [Follow us on Twitter/X](https://www.twitter.com/tasktag/) [Follow Us on Instagram](https://www.instagram.com/tasktagapp/) [Check Out Our YouTube](https://www.youtube.com/@tasktagapp) 2410 Polk St, Houston, TX 77007 Copyright © 2026 ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Olivia Reyes", "url" : "https://blog.tasktag.com/author/olivia-reyes" }, "dateModified" : "2026-05-12T05:57:48.941Z", "datePublished" : "2026-05-12T05:57:07.000Z", "headline" : "Construction Subcontractor Agreement Template: Free Download (2026)", "image" : [ "https://blog.tasktag.com/hubfs/1%20-%202026-05-11T214859.781.jpg" ], "mainEntityOfPage" : { "@id" : "https://blog.tasktag.com/construction-subcontractor-agreement-template-2026", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://blog.tasktag.com/hubfs/tasktag-logo.svg" }, "name" : "TaskTag" } } ```